Next-Gen Financial Artificial Intelligence

Master Your Finances with Artificial Intelligence

Hamyon AI is a unified digital ecosystem: voice expense & debt tracking, bank loans, Nikoh matchmaking platform, Xonadosh coliving, and the secure InBaraka P2P escrow marketplace.

Download on the App Store
★ 4.9
Get it on Google Play
★ 4.9 Explore Features
50K+
Active Users
4.9★
App Store & Play Store
256-bit
Bank-Grade Encryption
Hamyon AI
● Online
Total Balance
14,850,000 UZS
▲ Income: +6.2M ▼ Expense: -2.3M
💍
Nikoh
🏠
Xonadosh
🛍️
InBaraka
💼
Business
🏦
Loans
👥
Gashtak
🤖 AI Advisor Tip
You saved 450,000 UZS this month. Great progress!
💍
Nikoh Live
WebRTC Video Call
🛡️
Escrow Guarantee
Protected Deal
🎙️
Voice Assistant
Uzbek & Russian NLP
Expense Tracking Nikoh Platform Xonadosh Coliving InBaraka Marketplace Business Hub & POS Bank Loans Gashtak Fund Device Security Expense Tracking Nikoh Platform Xonadosh Coliving InBaraka Marketplace
Capabilities

Everything In One Powerful App

From tracking every cent to finding a life partner or scaling your retail business — all built to perfection.

📊
Income & Expense Tracking
Monitor daily cash flow across detailed categories. Rich interactive charts and AI insights uncover where your money goes. Set flexible budgets and achieve your savings goals.
Smart Analytics
Monthly Expenses
🏠 Housing1,200,000
🛒 Groceries650,000
🚗 Transport280,000
💍
Nikoh Matchmaking Platform
A modern, Sharia-compliant marriage and matchmaking platform. Features in-app encrypted WebRTC video & audio calling, 100% verified profiles, and deep compatibility scoring.
WebRTC Video & Audio
🏠
Xonadosh & Coliving Hub
Designed for students and young professionals to find housing and compatible flatmates near universities and metro stations. Split rent, utilities, and daily chores easily.
Commute & Split Calc
🛍️
InBaraka P2P & Rentals
Guaranteed Escrow safe transactions — funds are held securely until the buyer confirms satisfaction. Peer-to-peer equipment, car, and apartment rentals with verified seller ratings.
Escrow Guaranteed Deal
💼
Business Hub (POS & Ledger)
A complete digital register for small retail and services. Track daily sales, manage customer debt ledgers, print receipts via Bluetooth thermal printers, and get Telegram voice reports.
POS & Receipt Printer
🏦
Bank Loans & Schedules
Curated catalog of top loan offers from leading Uzbekistan banks. Annuity and differentiated repayment schedules with AI recommendations for optimal early payoff.
AI Loan Advisor
🤝
Debts & Trusted Contacts
Never lose track of personal debts or loans. Maintain a private network of trusted contacts, set automated reminders, and view a complete audit history of repayments.
Reminders & History
👥
Gashtak (Gap) Mutual Fund
A modernized rotating savings and credit association for friends, colleagues, and family. Transparent turn swaps, automatic payment reminders, and reliability scoring.
Rotating Fund
🔐
Connected Devices & Security
Monitor all active sessions across smartphones and tablets. Remotely revoke suspicious sessions in one click. Protected by 256-bit encryption, Face ID/Touch ID, and PIN unlock.
Sessions & Biometrics
Artificial Intelligence

Your Personal
Financial
Advisor

Hamyon AI analyzes your income and spending behavior, identifying concrete opportunities to optimize your cash flow and build lasting wealth.

✓ Spending Trends
✓ Savings Opportunities
✓ Goal Planning
✓ Financial Health Score
🤖
Hamyon AI Assistant
● Active
How did my spending look this month?
Hello! Your analysis is ready. Total monthly expenditure was 2,320,000 UZS.
📊 Key Insights
Groceries-18% reduced ✅
Transport+5% increase
EntertainmentBudget maintained ✅
Total Saved+450,000 UZS 🎉
Any recommendations for next month?
Consider purchasing an unlimited transit pass. It will save you approximately 120,000 UZS 💡
Workflow

How It Works

Take total control of your money in four straightforward steps.

01
Quick Signup
Create your account in under 60 seconds with your phone number. Zero friction.
02
Input Data
Enter transactions manually or via native voice recognition. Track debts and loans.
03
AI Analytics
Intelligent algorithms automatically generate customized reports and actionable advice.
04
Save & Grow
Implement insights, eliminate unnecessary debt, and build healthy financial habits.
User Feedback

Trusted by over 50,000 people

★★★★★

"Hamyon AI completely shifted how I view money. Before, I had no clue where my salary went; now every single sum is accounted for. Saved 1.5M UZS in 3 months!"

A
Alisher Toshmatov
Software Engineer, Tashkent
★★★★★

"The Business Hub is essential for my retail store. Thermal receipt printing connected in seconds, and Telegram voice reports save my staff hours of bookkeeping."

M
Malika Yusupova
Entrepreneur, Samarkand
★★★★★

"The best loan tracker app available. Early payoff simulator showed me exactly how much interest I could eliminate on my car loan. Kudos to the development team!"

J
Javlon Mirzayev
Sales Director, Andijan
🎁 Invite & Earn

Invite Friends — Both Get Guaranteed Rewards!

Receive 5,000 UZS for each invited colleague or friend and unlock exclusive privileges on the InBaraka marketplace.

Get Referral Code →
Hamyon AI

Achieve Real
Financial
Freedom

Download for free on the App Store or Google Play — core personal finance capabilities are completely free.

Download on the App Store
★ 4.9 iOS 15.0+
Get it on Google Play
★ 4.9 Android 7.0+

Free Download • No credit card required • Bank-grade data protection